Fast cash loan

Key feature  
  • Quick and simple procedure
  • From EUR 300 to EUR 30.000
  • Repayment term: 3-60 months
  • Nominal interest rate: from 11,50%
  • Effective interest rate from 12,13%
  • Bank's fee: 1% - 2% of the loan amount 


Security instruments
  • Employment certificate
  • Bill of exchange and bill authorization signed by a client/guarantor
  • The required loan security depends on the client's creditworthiness, the history of cooperation with the Bank, the amount and maturity of the loan, the credibility of the employer, etc.

* * The Bank reserves the right to accept an alternative security instrument if found acceptable and in line with the Bank's business policy.



 Required documentation

Representative example

Representative example

Loan amount

€ 5000

Repayment period

60 months

Nominal interest rate


Monthly installment


Administrative fee

€ 50

Effective interest rate


Total debt

€ 6.597,00

* The total debt includes the loan amount, total interest, loan processing fee, cost of bill of exchange of EUR 2 and cost of enquiry in the Montenegrin Credit Registar of EUR 3.50. 

** The data on this loan may vary depending on the client's solvency. For more information, please visit  a local branch of Lovćen banka AD or make an appointment by phone on +382 20 205 410 or send an e-mail to: